Is the claim about to become time-barred?

A time-barred claim is lost. Not weakened, not harder to recover — lost. And there is no warning: the claim is there, and one day it is gone. The main rule is three years from the due date. If you hold a judgment, a court settlement or a promissory note, the period is ten.

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The claim becomes time-barred

How it is calculated

  1. 01 The period runs from the due date — not from the invoice date. They are not the same thing.
  2. 02 The main rule is three years. If the claim rests on a judgment, a court settlement or a promissory note, the period is ten years.
  3. 03 The period can be interrupted, and a new period then starts from scratch. That happens when the debtor acknowledges the debt in writing, or when you take a legal step — for example filing a payment order.
  4. 04 A reminder does NOT interrupt limitation. You can chase for three years and still lose the claim.

What is often got wrong

People believe reminders keep the claim alive

They do not. It takes the debtor’s acknowledgement or a legal step. It is the single mistake that costs Danish creditors the most money — precisely because nobody notices it.

The period is counted from the invoice date

It is counted from the due date. On an invoice with 30 days’ payment terms that is a month’s difference — and a month can be the whole difference.

Old cases are left to sit

If you have a portfolio of claims aged 2½ years, the clock is against you. A voluntary settlement or a promissory note resets it — and at the same time turns the claim into an enforceable instrument.

Frequently asked questions

When does an ordinary invoice claim become time-barred?

After three years, counted from the due date. If the period has been interrupted along the way — by acknowledgement or a legal step — a new three-year period runs from the interruption.

Does a reminder interrupt limitation?

No. It is the most widespread and most expensive misconception in debt collection. Only the debtor’s acknowledgement of the debt or a legal step interrupts the period.

What do I do with a claim that is about to become time-barred?

Get the period interrupted. The cheapest route is a written acknowledgement from the debtor — a promissory note or a voluntary settlement. That also gives you a ten-year period and an enforceable instrument.

The figure is one thing. The money is another.

We run the entire process — reminders with the right deadlines, debt collection and the bailiff’s court with lawyers in-house. Create a free account and send in the first case.